We have arranged a special Holiday Insurance Scheme through
McGregor Insurance Services Ltd, which is underwritten by
Templeton Insurance Ltd for clients traveling on any holidays
advertised in this brochure. The full terms, conditions and
exclusions are incorporated in the Insurance Certificate that alone constitutes the contract of insurance between the Insured Person
and the Insurers. Shown below are brief details only. An insurance
certificate incorporating an important notice will be sent to you
with your confirmation of booking and you should read this
carefully to ensure the cover provided meets your needs.
If you are not happy with the terms, conditions, limits and exclusions
of the cover provided there is a 14 day cooling off period during
which you may return your certificate and request a refund of
premium provided that you have not already traveled or made a claim.
Unless specifically agreed to the contrary this Insurance shall be
subject to English Law.
• Received treatment for a medical condition that has required hospital treatment or repeat prescription or repeat consultation with a medical practitioner or been under the care of a specialist consultant within the 12 months preceding the date of your application to take out this insurance? • Ever been diagnosed with, or treated for a malignant condition or any type of cancer? |
• Been treated for a serious breathing condition? • Ever been treated for a heart related condition (including Angina)? • Been prescribed medication for the treatment of hyper-tension (High blood pressure), or diabetes? • Suffered a stroke or required treatment for a cardiovascular condition (Circulatory disorder)? • Received treatment for, or been diagnosed with suffering from, any psychological or psychiatric disorder, including anxiety, stress or depression within the last 5 years? • Received an organ transplant, or are currently on Dialysis or on any form of waiting list or awaiting the results of any medical tests or examinations? If cover is required for any such condition or if you are in any doubts as to the availability of cover for a condition, on receipt of your certificate the Insured Person must immediately contact the Medical Screening Line operated on the underwriters behalf by Van Ameyde & Wallis on 020 8315 0736. You will be asked to reply to certain questions and the responses will be treated in the strictest confidence and only used for the purposes of validating the insurance provided. The cover for such condition(s) can only become effective by the Insured Person accepting the terms quoted and paying any additional premium quoted within the stated period and prior to commencement of the covered trip. You will be entitled to a full refund of any premium paid if the terms and/or conditions are unacceptable to you. Important Facts and Changes in Circumstances You must contact the medical screening line if you are aware of any circumstances that are likely to lead to cancellation or curtailment of the holiday (e.g. the known health condition of a close relative). If after you have taken out this insurance there is any change in your circumstances or that of a person on whom your travel arrangements may depend that could give rise to a claim you must contact the help line as soon as possible to see if we can continue to cover you. If because of a change of circumstances we cannot continue cover we will pay reasonable and necessary costs incurred by you to cancel your holiday as detailed under the cancellation section of the insurance provided Policies You will receive an insurance certificate and notification that insurance is effected as shown on your confirmation of booking form, provided that the appropriate premium is paid with your deposit. Emergency Claims Assistance Service A 24 hour emergency service operated by International Medical Rescue / Voyager ssistance Tel: (020 8466 9191) |
is available so that any Insured Person may request help in the event of an emergency overseas relating to medical problems for which the cost would be recoverable under the Medical Expenses and Repatriation section. Premiums U.K. - up to 5 days £12; 6-9 days £15. Channel Islands - £20 Europe including Ireland by coach 5 days - £25.50; 6-9 days £35 10-15 days - £51 Premiums are inclusive of 17.5% Insurance Premium Tax and subject to change on any amendment to that tax or its rate. Summary of Cover The limits of cover are:- 1. Personal Accident A) Death £15,000 Death (under 16 years of age) £1,000 B) Loss of Limb(s) or Sight in one or both Eyes, or Permanent Total Disablement £15,000 2. Medical Expenses Up to £1,000,000 3. Hospital Benefit £10 per day Up to £200 4. Baggage, Personal Effects Up to £1,000 (Limit any one article pair or set £200) Cameras and Jewellery Limit £200 in all Delayed Baggage (12 Hours) Up to £100 5. Personal Money Up to £200 Loss Of Passport Expenses Up to £200 6. Personal Liability Up to £2,000,000 7. Delay Departure exceeding 12 Hours Either a) £25 after the first 12 hours delay, £15 after each subsequent full 12 hours Up to £100 or b) Outward Journey Only should the client decide to cancel after 12 hours Up to £1,000 8. Cancellation, Loss of Deposit Up to £1,000 9. Curtailment Up to £1,000 10. Missed Departure Up to £300 11. Legal Expenses Up to £5,000 Excesses: Section 2, 4, 5, 7b), 8, 9 & 11 - £40 Each and Every Loss (Delayed Baggage - Nil, Loss of Deposit - £40) Claims All claims should be made direct to: - Claims International Limited, 14th Floor, Leon House, 201-241 High Street, Croydon. CR9 1ER Tel: 020 8680 5142 Please call Claims International for a Claim Form. Once you have completed the Form please return it enclosing your confirmation of booking invoice and any other documentary evidence you may have in support of your claim. For cancellation claims please also enclose the invoice showing Dunwood’s cancellation charges. In all correspondence please quote your Dunwood Travel Booking Reference and Claim Reference once it has been given to you. Cancellation Protection Scheme (UK Holidays Only) |